IMSS implements a supervisory mechanism to ensure transparent and efficient care for people insured under Modality 40 / @Tu_IMSS >>>
#IMSS.- With the implementation of a bimonthly oversight mechanism by the Enrollment and Collection Service Headquarters in all sub-delegations across the country, the Mexican Social Security Institute (IMSS) strengthens its commitment to providing orderly, transparent, and efficient service to individuals insured under Modality 40, as well as to those who begin their pension application annually under this scheme.
Eduardo Alcaraz Prous, head of the Social Security Incorporation Unit of the IMSS’s Incorporation and Collection Directorate (DIR), indicated that new measures have been implemented and will be disseminated soon so that those enrolled under Modality 40 and those wishing to enroll understand the bank payment mechanism through HSBC, for individuals with accounts at that institution as well as for those with accounts at other banking institutions. This will facilitate and make the processes transparent for those insured and within the Institute.
“Modality 40 allows you to continue contributing to the IMSS after leaving salaried employment, which can help you build a better contribution history for retirement and guarantee medical coverage once you retire,” he explained.
He indicated that the requirements for this modality are not to have current insurance as a subordinate worker with the IMSS, to have 52 weeks of contributions in the last five years, and to pay the insurance based on the last salary or higher, not exceeding 25 UMAS (Unindividual Units of Social Security).
Alcaraz Prous warned that various schemes have been circulated on social media that supposedly guarantee that by paying or entering Modality 40, the person will have a guaranteed pension of over 60,000 pesos.
He explained that for this to be possible, the person must be in Regime 73; that is, have worked before July 1, 1997, and have at least 500 weeks of contributions. «But to receive a pension of more than 30-40 thousand pesos, you need to have more than two thousand weeks of contributions, which is a long time, and also have a significant income reported to Social Security in the last five years of contributions before starting your pension process, close to 25 UMAs.»
In this regard, she noted that Social Security implements oversight measures that include validating reinstatement requests for non-payment, recording wages, and correctly reflecting the weeks of contributions, among other aspects that are verified to ensure proper insurance coverage for individuals.
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